Understanding Insurance Verification: What to Expect & How It Works

Starting chiropractic care can feel a bit confusing — especially when it comes to insurance, billing, and cost. At Chiro One, we strive to make it transparent, so you can focus on healing instead of paperwork. Here’s how insurance verification works with us and what to expect along the way. 

What Insurance Plans Does Chiro One Accept? 

We work with a wide variety of coverage options, including: 

• Commercial insurance (employer-sponsored group plans) 
• Individual/private plans
• Medicare & Medicare Advantage Plans
• In many locations, Medicaid
• Some U.S. Department of Veterans Affairs and TRICARE plans

We aim to maximize the value of your coverage so your out-of-pocket costs are minimized. And if you don’t have insurance, we’ve got you covered too — Chiro One offers a range of affordable payment plans to ensure you can still access the care you need. 

How the Insurance Verification Process Works 

Here’s our step-by-step process:

1. You share your insurance details 
2. We request benefits and verify coverage 
3. You get a clear cost preview 
4. We begin care, billing, and support 

Your Financial Responsibility & Billing 

To make chiropractic care more accessible, we also offer financial assistance and extended payment options for patients who qualify. If you’re experiencing financial hardship, we encourage you to contact our Patient Advocate team to explore options.

Tips to Make the Insurance Process Easier

• Bring your insurance card(s) (front and back) to your first appointment 
• Know your plan name, group number, and member ID 
• If your insurer requires referrals or prior authorizations, share those ahead of time 
• Ask for a benefits summary (sometimes called EOB or coverage breakdown) 
• Don’t hesitate to ask questions — we’re here to explain 

Why We Handle It For You 

Navigating insurance doesn’t have to be stress-inducing. At Chiro One, you’ll get: 

• Clear understanding of what your plan covers 
• A breakdown of your financial responsibility before treatment begins 
• Ongoing support from our Patient Advocate team 
• Access to financial assistance or payment plans if needed 

If you’re ready to take the first step, schedule an appointment or reach out — we’ll help you through the insurance process every step of the way.